Someone once told me your end goals should affect your short term strategy.

What exactly is enough cash flow is a matter of opinion and is affected by numbers in the individual property.

Why get rid of a positively cash flowing property with great tenants if you don't have to.Just based on what you're posted, if a Refi can get you the money you need and your cash flow is not affected (or just barely affected), I'd go with the Refi.

If it's an investor owned property it sounds like an old dip, rinse and repeat deal by someone who hasn't caught up with the new rules, I'd think the Realtor should have a clue, but maybe not.As to deals, there are tons of posts about SF transactions.

These are important metrics that will affect a turnkey's 10yr profitability.- Future CAPEX because rehabs where "light" as apposed to complete rehabs.

If you try to get a mortgage you might have to pay it off but in that case you just pay it off at closing and it doesnt affect your credit score on that purchase, maybe on future ones.

Or does it only affect taxes?

How will the ex gf affect the situation if he does want to sell?

I usually have good results spraying with Ultracide aerosol (repeat every 7 days to break the breeding cycle).

I'd have to spend some time digging it up and because I'm not trying to convince anyone to stay out of any particular market (because it doesn't affect me one way or the other where people invest), I don't care to invest the time to prove a point.