I have a tenant who violated the pet policy.  

I never created an LLC for it, so it's in our personal names and we have good business insurance (hotel type policy).  

Hope this doesn't confuse anybody but obviously I wouldn't do this unless CRA changes any policies..

Yes we use APIA and they have insurance for vacant homes builders risk policies that protect against forces of nature but also cover theft and vandalism.

I Always recommend buyers pay for their own title insurance.....REO title companies like to load up the "B" Section exclusions in their title policies.

Purchaser will obtain title & escrow closing services from:"Option 1: Seller's escrow closing & Title providerOption 2: Other Escrow closing & Title providerIf option 1 is selected seller pays for Owner's & Lender's title insurance policy, otherwise buyer pays 

They also help with rental housing industry with all the renters rights groups out there.For instance this California apartment association: CAA’s  Action CommitteeThis PAC strives to elect local and state representatives who understand the vital role that the rental housing and apartment industry plays in California’s economy.CAA’s Issues CommitteeThis PAC funds campaigns to defeat onerous rental housing legislation, including local and statewide ballot measures, while supporting policies that are favorable to the rental housing and apartment business.https://caanet.orghttp://www.rentalhousingsurviv...

The unique part about being a portfolio lender is that each organization develops their own lending policy that allows them to specify the type and terms of loans that they lend on.Your best bet is to call all the community banks in your area, present the deal to them, and see if they're interested.

@Michael Guzik Honesty always best policy. 

Most other insurance companies have to start and cancel multiple different policies to do this.