It had been converted to a duplex legally with the garage being converted to a bedroom.

the above paragraph came right out of the Modern Real estate Practice textbook.

Allstate offer it but I found Homeowners of Amrica and American Modern insurance group cheaper.It depends where your property located.

You need to be very careful how you word your rules.For example saying the garage door shall be closed at all times unless entering or exiting with a vehicle....means you can never clean out your garage, never be able to paint some flower pots in your garage and lif the door so you don't drop dead.

In case you are curious, here are the numbers:3/2, 2 living areas, 2 car garage - 1869sqftNice family suburbARV: $150K (CMA)List Price: $117KRepairs: $20K (conservative guess, but needs new carpet and paint, new fence, minor roof repairs, landscape trimming of trees/bushes, pool water was green--Eww!

The new property conforms to all codes and zoning regulations, but is often a modern style.

BTW, trying to finish a rental in gated community, 2000 sq. ft, pool. 3 car garage(only non-negotiable item!)

Riverside, 92551SFH 950 Sq Ft, 2/1 baARVs $95kPurchase price $63.4Needs $6k in repairs, house is okay, just needs cosmetic updatingRents $900-1150, good area, near hospitals, military installation, community college, freeways, good schools, parks, shoppingAnalysis: $5.4k/$63.4+ 6k= 7.7% CAPThere's a 2 car attached garage so I could possible add on and sell as a 3br/2b.

Painters all quoted about the same but one painter really wanted the work and offered to paint the garage for free.

.)$120$0 Exterior Light Fixtures$35.004$140Layers Tear Off (sq ft)$0.30$0 Smoke Alarm$12.004$48Repair Flat Roof$2,500.001$2,500 Doorbell$25.001$25PaintHeat and AirInterior Painting$2,800.001$2,800New HVAC$2,800$0Interior Door Painting (each)$5010$500Replacing Existing HVAC$2,4001$2,400Replace Sheetrock (Room)$3008$2,400Ductwork Needs Replaced$4008$3,200Ceiling $5001$500New Ductwork$600$0Interior Walls Retexture (Room)$1505$750Clean & Service HVAC$250$0Wood Windows$35$0Thermostat$1001$100Exterior Full Painting (sq ft)$1.601000$1,600DoorsExterior Trim Painting (sq ft)$0.80800$640Interior Door Replacement$10012$1,200Kitchen Cabinets (linear ft)$2020$400Exterior Door Replacement$2002$400Paint Tub$500$0Door Jamb Replacement$601$60Floor Cover (sq ft)Double Garage Door Replacement$500$0Subfloor $1.00$0 Garage Door Opener$500$0Carpet$2,800.00$0 French Door$500$0Tile$4.00$0 Front Door$5001$500Backerboard$1.00$0 Interior Hardware$7.9612$96Linoleum$2.75$0 Exterior Hardware$202$40Hardwoods Sand & Refinish$3.00$0 WindowsHardwoods Polish Only$1.00$0 Small Metal Replacement$120$0Hardwoods Install$5.00$0 Medium Metal Replacement$140$0Laminate Install$5.00$0 Large Metal Replacement$160$0Carpet Cleaning$0.05$0 Small Wood Replacement$200$0PlumbingMedium Wood Replacement$225$0Plumbing Entire Service (sq ft)$2.00$0 Large Wood Replacement$250$0Water Heater (installed price)$250$0 Small Pane Replacement$20$0Kitchen Sink (Y/N)$175$0 Medium Pane Replacement$30$0Kitchen Faucet$100$0 Large Pane Replacement$8015$1,200Disposal$90$0 CarpentryBathtub$200$0 Trim Replace (linear ft)$1.25500$625Tile Tub Surround (sq ft)$0 Kitchen Cabinets Replace (linear ft)$10032$3,200Tub Faucet$0 Cabinet Doors Replace$520$100Sink Faucet$0 Cabinet Hardware Replace$3100$300Bathroom Sink$0 Countertop Replacement (linear ft)$3016$480Shower Stall$300$0 Backsplash Replacement (sq ft)$416$64Shower Pan$800$0 Bath Vanity$2252$450Shower Door$200$0 Medicine Cabinet$150.002$300Showerhead$40$0 Ceiling Repair$2,500.001$2,500Toilet$125$0 Soffit Replacement (linear ft)$20250$5,000Complete remodel kitchen$12,0001$12,000 Guttering (linear ft)$3.50250$875Complete remodel bath$5,0002$10,000 Wood Repair/Replace/Remodel$3,2001$3,200AppliancesOtherRefrigerator$500$0Permits Required$5002$1,000Range$4501$450Misc.