Buy a new car - create jobs Invest in the market - capital drives growth Pay for your parent's medical insurance - health care improves Enable Deadbeat Dads to come clean - or else Remember this is for every adult U S Citizen 18+ including the folks who lost their jobs at Lehman Brothers and every other company that is cutting back.

Your credit file is a bunch of interrelated records in the tables of their database.

This doesn't cost anything extra, but it adds another layer of protection for you under their policy (only for liability coverage) and it enables you to track the policy.

A Commercial lender or a local bank may not see it the same way but it can be nearly assured that a lender who sells a loan to Fannie Mae, Freddie Mac, or Ginnae Mae will be using the below to determine contingent liabilities: (copy & paste FNMA guide)Co-Signed LoansWhen a borrower co-signs for a loan to enable another party (the primary obligor) to obtaincredit—but is not the party who is actually repaying the debt—the borrower has a contingentliability.The liability does not need to be considered as part of the borrower’s recurring monthly debtobligations if the lender can verify a history of documented payments on the co-signed debt bythe primary obligor and ascertain that there is not a history of delinquent payments for that debt(since this could be an indication that the co-signer might have to assume the obligation at somepoint in the future).Generally, the primary obligor should have been making payments on the debt for at least 12months (although shorter payment histories may be considered on a case-by-case basis).The liability does need to be considered as part of the borrower’s recurring monthly debtobligations if:• payment by the primary obligor cannot be sufficiently documented,• a sufficient payment history has not been established for the debt, or• the primary obligor has a history of being delinquent in making payments on the debt.

You can use your local MLS to search for agents who are investor friendly to build a wholesale database.

I was one of the developers for early database-driven iterations of the MLS in our area, back when they were still faxing new listings to each brokerage for daily inclusion into stacks of 3-ring binders (though I doubt any of that code is still powering our MLS today).

This enables you to put money into the dirt while they put the money into the home. 

So, an investment location should be selected based on meeting specific criteria, and not based on others’ opinions.The reason why most people invest in real estate is to create a passive income that enables them to get off and stay off the daily work treadmill.

My income from those deals has now enabled me live comfortably and help others do what I've done. 

Wells Fargo business checking accounts have Zelle enabled.