I agree Zillow isn't terribly reliable with with estimated value, or estimated rent, but when someone clicks the button for more info, that's a real person interested in the property.Zillow is popular and active, you may get candidates who won't qualify...I've never really paid attention to see if they come from Zillow more.I don't care who or how they came to me, if they're interested I want to communicate with them.

So I made some pretty bad decisions when I was 18 and got ahold of a credit card. I’m currently fixing it but if I wanna get started am I gonna have to wait for my score to rise. Below 600 currently what can I do to g...

I just don’t want to have a terrible start and be taken advantage of because of my lack of experience.

The 11 unit had 2 terrible apartments.

They will unfortunately expieriance the terrible reality of their rehab project getting broken into and appliances being stolen.

Doesnt sound like wear and tear would be covered so it would have to be a terrible wind storm so you may get stuck with paying it anyways.I can speak to point 2.

Them : " Asking 90k,   20k rehab ... estimated ARV = 150k"Reality:  " 90k + 50k rehab , estimated ARV =  120k"   because the house is in a terrible neighborhood. 

Yes, the public schools there are terrible, but you can do charter or private school possibly. 

That list doesn’t seem terrible, but then again a normal seller may be scared, especially if you told them you estimate a large repair bill.

This deal is not terrible, sounds like it would be hands off and decent cash on cash if your numbers are accurate. i dont think the 5 yr balloon would be a deal breaker for me though which sounded like your question.