When you do the conversion, depending on your current income level and the amount you wish to convert, it may bring you to a higher tax bracket, be sure to consult with your CPA about tax implications.

Mortgage amount owed: $42,932.32 including interest.PITI: $710.67/nxt month in Sep (I'm going to start paying taxes next month, mother was disabled)\Tax Assessed $90kIf sold $100k-125kInterest rate atm: 2%(It will increase to 3% in November)3 Bed/1 Bath- Split level house with a patio in the back.Possible Rent- $850 to $1,200/month. 

It should be evaluated deal by deal basis based upon level of work, risk, investment (time and money). 

I only have one other client that may compete with your level of detail.

I've heard about the tech and market one in TX but I'm not sure we're at that level.

Here is a quick article I found with various levels of friendliness per state that also agrees with the opinions of those I have spoken with:https://www.rentcafe.com/blog/renting/states-best-...

On Friday, we lowered the rent $100 - to the same level as it was 2 years ago. 

I don't know if that helps you or not, but it tells you a little bit about what is going on at the street level.

One of my longer term goals is to own a residential property with ground level commercial space.

I guess the same could be said for why would people buy at the coast when rising ocean levels can just consume their homes.