I would like to connect with any serious HML's interested in this geography.

Appreciate hearing only from principals---no brokers fronting for HMLs.

One of the homes I picked up from a Realtor went into foreclosure at 92k was listed at 48k and I got it for 12k.Also try running your own ads on craigslist seeking out people to call you.

I have yet to purchase any properties, which means I qualify for the first time home buyers assistance (not sure how much assistance this actually is yet) and I plan on purchasing a duplex, triplex or quadplex sometime in early to mid 2009 as my primary residence.

I understand the different types of lease arrangements.You asked for advice, and in my dealings with Apartment complexes in the US this is not common.Furthermore, I don't think the incentification that you are seeking will happen.

I can see that it might help to include that in your letter, not promising anything but that you will assist them if you can.

(The company assisted real estate investors with coaching services, property leads, financing, credit score improvement, etc.).

Wachovia is leaving the wholesale mortgage lending business, which means the Homes Seller Assist program willbecome even more important, plus the program has just been opened up to investors.On owner occupied properties they can deal with credit scores down to500.

Feel free to roam around and post as you feel you can be of assistance.

Bush has not objected when the big firms and rich executives of Wall Street have been on the receiving end of federal assistance, but now he is threatening to block a measure to aid hard-hit neighborhoods filled with ordinary Americans.I think its an ugly situation that these two entities have been structured so any rewards go to the shareholders and especially executives and risks get moved to the taxpayers.

Should I seek out a FHA Home Loan, or are there even better options?