You just need to try to reduce the fees to a minimum to help with marketing on the exists AND make sure that everything is broken out properly so the buyer's ratios don't get goofed up.

Starting December 1st, they are reducing the owner occupant bid period on FHA insured homes from 30 days to 15 days.

Also, write your letters in such a way to reduce or remove the need to adjust singular/plural, etc.The business cards are a good idea, as is the handwritten envelope.

I utilized private funds with lump sum principle and interest payment at close of escrow on sale which eliminates mortgage payments, thus reducing the amount of out of pocket cash needed. 4 months is fairly quick for a rehab flip here in CA, especially when rehab is over $50k."

Then, you could do some "rehab" using some of your $50K in stocks to get it to pass an inspection by the bank prior to applying for a mortgage.As far as taxes go, if you become an owner occupant, you might be able to reduce the taxes with some exemptions like homestead.

If you are planning to self managing, having new everything will reduce the number of late night phone calls to fix stuff which in my opinion is the biggest pain starting out.

Both buying more property and reducing my monthly expenses help me get there quicker.Would you pay off the loans or keep the money to buy another cash flowing property?

The latter missed defects the visually impaired would detect.Obviously the more detailed the report the better it is for an investor/buyer but what agents (esp listing) hate is using that inspection as leverage to reduce the price (& it could become part of the disclosures).

On 30 years at 4% the payment (sans land) is $429.67 meaning that the rest of monthly debt cannot exceed $1,000 per month without accounting for land.If a manufactured home goes into a community with a lot rent of $275 and sells for $35,000 the total monthly obligation will be around $555 including the land assuming $5,000 down and a 20 year amortization and an APR of 10%, That does reduce the permissible outside monthly debt to a little under $1,000 a month but it also accounts for the land.Obviously all of these figures will need adjusting for the area of the country and for the goals of the community owner but the idea is clear.Thoughts?

Recently their stock price has dropped by over 75% and their credit rating was reduced from BBB to B- by Fitch Ratings.