The calculation takes more than just Rent and PITI - they consider other expenses like vacancies, management fees, utilities, and more especially for full-doc programs.

Any advice on this front would be invaluable.I truly value the insights and expertise shared within the BiggerPockets community, and I'm grateful for any guidance or recommendations you can offer as I embark on this new venture.Thank you in advance for your time and support.

I would love to discuss this further and offer guidance!

The program has had an overhaul recently and they are much more responsive now.

There are 2 companies in Wyoming offering the same service and actually better service for less than half the price.  

Has anyone offered furnished rentals for college students?

Still sleeps 8 but will allow you two families. secondly and more importantly make sure your bathrooms match sleeping rooms, this is a deal breaker on all str that we purchase and has been proven time and again. 3 bed needs to be 3 bath thank you for the great thoughts. 3 bathroom or 2.5 bathroom is rare in this part of california unless it's a bigger house, like 4+ bedrooms. it's an important thing to note, tho: i hadn't thought of that, but if i offer to sleep 8 instead of six, yes, 2 bathrooms is not great. thank you for the insight! 

While I'm not yet familiar with the neighborhoods in Columbus, I'm specifically looking for a small multi-family rental property that will offer long-term appreciation potential.

Also if this is a good strategy do DSTs offer this type of investment and if so any recommendations. 

This approach puts me in competition with smaller, local investors rather than in oversaturated tourist-heavy markets, offering a better ROI.