like too many sites that are trying to sell RE products as an investment, they leave off many expenses.  

We did decline the person that said they had a 400 credit score, and his girlfriend wanted to run a day care. 

The HELOC product is a really powerful tool and I'm super psyched on it in the right scenarios, but for my personal circumstance right now I think it would make more sense to lock a fixed rate and get off variable.

These are the same people that still believe you get more productivity out of your employees when you keep track of how long they are at their desk....So while we might see a shift in the startup and small business space I don't see telecommuting taking hold until the generations of leaders and board members that we currently have in this country, over say 55 at the moment, are no longer in the workforce, or at least are no longer in control of company cultures.  

@Jared Carpenter It's good that you're taking this time to be productive and form a battle plan. 

Be cautious there too though, since prices were largely so high pre-crisis that the decline might still not put the stock price below intrinsic value.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/blog/The site has quite a few tools that can be helpful for new members.

My lender in Forest Park does 80% LTV deals as one of their main products. 

@Rocio SeguraThis depends on what product you are looking for.

“…if the market crashed, the value of the dollar declines dramatically (as well as other world currencies), what will the government do to secure the dollar?