There wasn't anything special about it at the time, but it is now one of my higher producing assets as far as CoC ROI.

Online shows “vantage score” while my mortgage broker pulled a “beacon score.”Can anyone help me understand how/why these scoring systems would produce such drastically different scores?

@Sachin H.Follow your policy and procedures that you would for any tenant.

I would learn about the real estate laws in your area and/or consult an attorney to find out the proper procedures regarding the late payment.

The Multiple Listing Service can make pulling comps easy, as long as you have access and know the procedure.

Look forget about the lease it's not important you are being tested by them or their lawyer to see if you will produce the lease. 

Will there be a whole industry of lawyers producing tenancy agreements to get around this laws? 

I don't take the conventional route of "i need x number of doors producing $100/month so I can replace all of my income."

There's plenty of discussion on the forums that contradicts our procedure, but we've found that including utilities in the rent is attractive to the majority of tenants; they'd rather pay a premium (because you know we're padding the averages and covering our rear ends) than have to mess with setting accounts up and worrying about scratching three to four additional checks a month.  

@Colton Murray With properties 5 units and up, the commercial lenders will look at the numbers the building produces as well as look at your finances and investment history.