Resale value would be hurt since you are in a duplex/rental neighborhood and No One would pay a premium for a larger SFR in a rental neighborhood.

Price points that once required applying for a JUMBO loan (JUMBO typically has higher rates and much stricter qualification requirements), can now use FHA or Conventional conforming financing to purchase.Check out your State and County limits here:Conforming Loan Limits by State and CountyOther big news, FHA just announced today a reduction in the Mortage Insurance premium that goes into effect on January 27th.

Most of our properties sell for a premium and our average days on market have been less than a week over the past year.  

@Chris Mason or @Upen Patel would know for sure.Good news is FHA just dropped the mortgage insurance premiums 25 basis points.

.*** With premium savings of $____ per year, are you willing to pay out of pocket for any claim resulting from; 1) Falling Objects2) Weight of Snow, Ice, or Sleet3) Water Damage4) Collapse5) TheftThe 5 "Perils" listed above are coverages excluded on a DP-1, but are covered in a DP-3. 

FHA lowers borrowers’ mortgage insurance premiumsWASHINGTON – Jan. 9, 2017 – Lower costs are coming for homebuyers seeking a Federal Housing Administration-insured (FHA) mortgage.FHA announced that it's cutting annual premiums for mortgage insurance from 0.85 percent to 0.60 percent, a move the National Association of Realtors® (NAR) says breathes new life into the program.

Then add ALL costs related to holding the property (utility costs, property insurance premiums, property taxes, loan payments, HOA Fees, etc.).Concessions: Concessions are what you give back to the buyer at closing.

I'm not looking for the best premium carpet, but I don't want the cheapest either. 

Plus, borrower has to pay annual premium every year depending on the amount of equity they have on the loan (More equity, less premium).But, then again, there is the benefit of the flexibility of renting as well.Some of them don't have a steady job, in between jobs, etc.  

If the tenant doesn't sign and return to you by a certain deadline, then they have to vacate the property x-y date or renew month to month with a $50-$75/month premium.