@Dan Heuschele I'll ask about it next week and post what they say.The objections are coming from people whose neighborhoods were SFR and are now vacation rentals.  

Different objectives might steer you towards perhaps higher end neighborhoods with greater property appreciation value, or it might encourage you to make different financing decisions. 

Because the proposed amendment changes the use by prohibiting certain rentals, I think this provision should apply.I also have a problem with the Written Consent as it does not allow you to vote no.Written Consent says deadline is Jan. 31, 2018.We could put together a letter objecting to the proposed amendment if you’d like."

If you don't have another investment objective in mind, you might want to start with the refi/PMI elimination and then circle back down the road with a HELOC to use on another purchase. 

I don't want to get caught staring at a shiny object.

I would advise you sketch out your objectives (near, mid, & long term) and spend few hundred dollars on an accountant who specializes in real estate to help you select the structure which best fits your needs (near and mid-term), but which can be transformed as necessary to meet your long-term goals.

It doesn't mean these are objectively bad investor markets or that they will never appreciate but just "being larger than 12,000" doesn't guarantee appreciation.

Investment income (including rent) is considered passive income by the CRA and is not eligible for the small business reduction ... as a consequence it is taxed at the full corporate tax rate (which is about the same as your marginal rate).I would find yourself a good accountant and attorney, lay out bullet list of your real estate objectives and the will assist you in choosing the correct ownership structure for today which an morph into your future needs while mitigating your tax exposure in the process.

These guys are right in many ways when they talk about how important your data is in who your targeting in your list, your social skills with the seller when they call you, how to overcome objections with a motivated seller, but getting back to direct mail......it is very effective in my Southern California market.

Lack of transparency.. relying on statements no access to actually checking accounts.. these are just a few of the objections I have heard investors talk about over the years.