I was thinking Option then negotiate with the estate. we do some of this in our distressed work outs.. at the end we prevail but unless your thick skinned and are happy funding litigation then you should be careful.... although to be fair its me suing the other party to either sell to me or sell on the open market. 

My relatives live in Orlando, and find it hard to buy appropriately based upon the high speculative nature of that market.

I understand after refinance in approx 12 months I may have some skin in the game but I'm hoping to pull as much as possible and start the process again. 

That kind of natural appreciation makes it an attractive market to build new projects.

Especially, if you set it an amount that makes certain the buyer already has skin in the game.

Loss in personal in nature and cannot offset other income.  

Naturally, rates will very based on docs and risk assumption, so just make sure that you understand the terms of the programs.PM me if you have any questions.

I understand that the nature of bank deals is that they are slow but it seemed like they wanted to close this one fast by asking for best and highest after only two days on a Thursday. 

They have more skin in the game then you do.Make sure you get clear title.

Just trying to cover my bases before Ive got my skin in the game.