They just built several more medical facilities, multiversity area got a huge grant from EPA in early 2022.   

(Medical, business failure, unforeseen circumstance, one time event, etc) 

To start with, all the disclosures; I am not a R.E. attorney, an estate attorney, or any other attorney, the following content is for entertainment uses ONLY and is NOT constituted as legal advice, medical advice, automotive advice or any other advice or advisory AT ALL.

Some debts like unpaid medical bills or student loans may impact their scores, but it’s not as bad as not paying their car note or having past debt from apartments.

Vacationers, military, medical professionals, business travelers, event guest, job relocations, etc..

I did discover from front tenant he had a medical emergency 2 days ago and was in hospital for irregular heartbeat where he collapsed at home and ambulance came.

But, they will want to know what caused the chapter 13 (job loss, medical debts, auto accident, etc - which are the most common or was it something like gambling debts (which isn't going to get you what you want).

For example, if you needed surgery, would you start medical school?

I have not made my first deal yet, but with time off during a medical lapse from my job, I gave myself a 90 day challenge to something, anything, and it should happen because I've been networking on many Real Estate Investing (REI) FB groups, People out there WANT to help you help yourself to get it going.

You need to continue owning/living in the place until you are at 2 years to get the full exemption under section 121.There is partial exclusion for those who move for job, medical or an unforeseen circumstance.