THUS, as long as you maintain a decent income/debt ratio, and keep your income properties at a break even level or better (after debt service) you can borrow on up to 10 investment properties on your personal credit before you need to get creative with financing. 

That being said I currently have $10,000 and a poor credit score, I’m looking for advice on my next step.

Hey, Guys, I am a tech nerd, I love using different types of tech to improve my business, I am a big fan of Podio...

I’ve got about $25k cash, $60k in credit lines, good contracting and industry experience (did multi-family portfolio management for a while) and no job (so no mortgage opportunities).For you MN folks, what’s the bottom of the “crappy but not tear-down” bad?

These products seem interesting but because of my lack of experience with them, I prefer something more tangible that I can actually touch.Also, generally speaking, I like the strategy that you give Dave R credit for which is selectively leveraging equity and paying debt.   

I have been selling cars for about a year and half now and I have an average credit score in the mid 700s.

It is better not to get any feedback than getting odd ones;)Trying to buy town home to live in, price wise, between 350k-450k, I have $85k "cash down payment" with excellent credit score. 

Do I work to build my credit score?

@Jahbari McLennan check and see if you were credited for partial years taxes from seller.

Conventional loans do not typically require residence.You just need to make sure there is NO pre-payment penalty for paying off the loan early.Also you will need all the repair money and carrying costs available in cash/credit.