For example, if in the rental application you don't put xyz it's illegal and you can get suedif in the rental application you mention xyz it's illegal and you can get suedif you put clause xyz in the lease, it's illegal and you can get suedif you don't put xyz clause in the lease, it's illegal and you can get suedif you sign the lease wrong, the whole lease is void and you don't have a leaseif you don't provide xyz to the tenant, you can get suednot to mention how unfriendly my state is with respect to landlords, if a tenant is not paying rent, good luck evicting them. plenty of properties in my market for dirt cheap because it has deadbeat tenants and nobody wants to deal with them.yes in an ideal world I have 20 lawyers and accountants on speed dial who I can call any time, but lawyers and accountants are expensive and I have done the math, at best if you are really lucky you can barely cover your mortgage, I don't have money for a lawyer.

You are learning an all-too-common lesson: Tenants who stay in one place for many years are typically paying well below market rates, and they start to develop a sense of entitlement.

With this buydown you are really paying for knowledge of what your interest rate will do.

I know everything is negotiable in the contract...BUT, who usually pays for the following--Renter or Landlord? 

I will be a first time home buyer in a couple of months and wanted to know if I am going to pay with cash to purchase the home, do I have to have my credit checked?

Let’s say I make $4000 a month and am looking at 4 unit properties, to make it simple well say each unit pays $1000 each month.  

My primary focus for this investment is on long-term appreciation potential and leveraging rental income to pay down the mortgage, in this case I have no cashflow.Given the current market conditions, I understand that cash flow might not be immediate, but I'm more interested in the potential for appreciation over time and the ability to offset expenses through rental income.

Now you’re paying a lawyer and foreclosing on an owner occupant, not evicting someone.

They put a immense amount if pressure for you to complete a subjective homework assignment so they can ultimately get you to pay $25,000 the day of the call.

Something I’ve been thinking about is the benefits of loan pay down.