Assuming you are buying good cashflow positive real estate & have properly prepared tax returns (as on example, pay attention to schedule E box 2 "fair rental days" especially.... 4 months of the year is not 365 "fair rental days."), your DTI (properly calculated) should actually improve more and more, the more real estate you own.

Hey @Isaac Johnson,I won't attempt to change your mind, just wanted to salute you for the killer usage of the 'louder with crowder' reference!

If I convert it back into an investment property, how do I calculate the depreciation when I start putting it back on my Schedule E?

Hi All,In this era of e-commerce, more and more people are having packages delivered to their homes. 

Your property in Denver is titled in your name I'm guessing that you report the rental activity on your personal 1040 schedule E. 

There were z e r o closing costs. 

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(e) Find out who did the design for the project (paint color scheme, tile, flooring, countertops, selections of vanities, plumbing & light fixtures, etc).

You’ll need to spell out how usage will be tracked, what portion is yours and what portion is tenants and how the tenants portion will be allocated to each tenant. 

I E they can maybe do one deal at a time.. so your off looking to find the next private lender.. and most private lenders are not unknowledgeable they will know what hard money rates are and will mirror them most of the time..