What is the overall % your market has seen as far as increase or decrease over 2014? 

Deductions are not a dollar for dollar decrease in your tax liability, tax credits are.

The good thing is if you have ownership or management experience you can be credited and this will decrease you rent.Hope this cleared up some confusion.

It is absolutely true that real income earned by the lower class  has remained stagnant or slightly decreased for decades while the real income of the wealthy has increased significantly.

The rent you charge does not go down even if the home value decreases.

How do you feel about president trump requiring FHA to decrease insurance premiums ?

Right now, Because this is my first major purchase, I'm just not willing to take a 'paid' risk for someone to tell me something and decrease my chances of getting qualified when my questions could have been answered, I could have worked to improve what I needed to based on your advice provide, saved time from making a stupid financial mistake, not wasting any realtor time to get approved and came back prepared in a better situation for both parties without being paid.

You can negotiate a certain rate that will decrease as you acquire more units and give it to them to manage.

The whole point of paying them off as much as possible as soon as possible is 1) help eliminate liability risk in the event the market changes, rent rolls decrease, W2 income disappears etc and 2) Be in a position where I can fully leverage them again in 4 - 7 years when I am ready to acquire another 4 - 10 duplexes, small apartment building etc and ditch the W2 for good.For those that deal with rentals and used them as a way to ditch your 9-5, how did you do it?  

Thats True Jon that buying right "helps," your DTI however I've seen many times where it was the right buy in investor theory however the investors accountant goes to town when filing the returns so the cash flow looks lack luster at best.So by buying right the investor will actually decrease their DTI ratios (qualify for more) but inadvertently I've seen investors stab themselves in the foot because they do not understand how the cash flow statement is determined from the accounting end so they end up frustrated.