Have plan for new handyman/contractor to coat roofs once over 40-50 degrees. 

Laws vary by state, and there are situations and exceptions to every law/rule/guide you can come with.

I was born and raised here, went to school in Fort Collins for a Mechanical Engineering degree, and found a job back in the springs working for Lockheed Martin.

Rental assistance varies from program to program, but based on my experience with Section 8 housing and similar/subsidiary programs I'll share this:  the person typically has a "value" associated with their assistance and the program bases that on the market-rate for each property. 

I have a Bachelor's in Marketing and if I could do it over again I would probably get a nursing degree or some other STEM degree to pay off debt sooner and have a better DTI ratio with less debt and a higher gross salary.

Im 24 years old with economics degree

Sometimes these end up in our municipal court system with them being charged with a fourth-degree misdemeanor.

Both buyers, investors agents AND brokers, need to make sure you are better than your competition.We put SIGNIFICANT effort to be better than our competitors, Be smarter, better looking, have more degrees, have a better website have a better closing rate, get more leads.. anything EVERYTHING.

If you put more down, you'll see your Cash on Cash ROI improve and your Total Return compress.In terms of your variable operating expenses, I use the following:Vacancy:  8%Property Management:  8%Repairs:  $50 per unit, per monthCapEx:  $150 per roof, per monthI think it makes more sense to use a flat amount per unit for repairs since repair costs aren't necessarily correlated with rent collected.I use similar thinking for CapEx, except it's a flat amount per roof rather than per unit.Are you planning to self manage to some degree?

If you are looking to pay cash, and use delayed financing, here is my suggestion:If you include on your closing statements (which vary state to state - HUD-1/ALTA statement ) the renovation costs - and have them charged at closing......