You need to be able to assess all the different categories in your market, understand them based on your market and choose one that you can get your head around and find value in. 

I fall into the category of needing all the help I can get with keeping the hot water away from the toilet.  

A residence seller financed may well be under that category or classification regardless you the buyer's use, just because a buyer is an investor may not set an equity financed note in a commercial classification as cash loans would be.

As mentioned, Lawrence varies from $1m plus homes, to borderline war zones that you want to avoid.Any questions, let me know, I'm there every day!

http://www.consumerfinance.gov/blog/category/credi...http://www.consumer.ftc.gov/topics/credit-and-loan...The above links help you keep current and allow you to help tenant buyers improve their score.http://upgrademycredit.com/categories/UpgradeMyCredit is a "for profit" company that works with borrwowers to increase their FICO scores.http://www.myfico.com/CreditEducation/articles/To learn about FICO Scores, go herehttp://www.myfico.com/CreditEducation/articles/````````````````````````````````````````````````````````````````````````````You can not be in the Rent to Own - Lease to Own Space without knowing how FICO Scores work.

We have yet to see anyone there and have been by the house at varying hours.

I've only been looking into REI for a month so without a doubt fall in the newbie category. 

I put this in the wrong forum category, but so far haven't figured out how to delete it.

I'm sure it varies on size of deal though.

Obviously over the short run of one year the numbers can vary wildly.