I am house hacking paying about 500 to cover mortgage.  

They currently have a conventional mortgage at about $800 a month (3.25%).

They need the insurance declaration pages (1-2 pages showing the annual premium and the insurance agency contact info), property tax bill, and mortgage statement. 

Price wise, houses in the area mostly follow (roughly) national inflation rates.

I could only get 1 DSCR lender to do 1 of my SF properties due to the low ARV, the fees and interest rate are absolutely not worth it.Are you bundling properties together when refinancing? 

Obviously you want to pay attention to your interest rates, cost of appraisals, and fees for refinancing.

Rates are killing DSCR.

I wouldn't go crazy with an accounting software but instead use excel.The other items likely paid for you outside of the PM company are mortgage interest, taxes, insurance, travel to the property, etc.Best of luck.

I think most investors are feeling the crunch of low inventory, higher prices, and high interest rates.

There are a lot of variables that make up the HOA dues.