Current plan is to save for the next 1-2 years, then utilize a physician's loan (one that accepts PharmDs) to fund the 10% downpayment of a triplex/quadplex in San Diego, CA to owner-occupy.Was hoping to get some perspective on the following questions:Any notable lenders of physician loans (accepting PharmDs) in CA? 

My market is hot, but I’ve still been able to source some things that for various reasons have either sat a while or I was just able to utilize negotiation and holding firm on what price I was willing to go to to work to my advantage.

When you get your $140,000 loan you will be paying substantial costs and while you are working on the property you will be paying insurance, property taxes, utilities and I will bet the cost for heating while you are working during the winter will eat up a lot of cash.

Obviously on a long-term rental the tenant would be responsible for all the utilities lawn care and would be much less management intensive as I would have one person in there for the entire one or two years.  

RUBS (utilities under your/your LLC & bill back based on occupancy or square footage) 2.

Roomie rentals can range from $900-1200 depending on utilities and amenities of the building you're living in.

Another avenue I've seen some utilize is investing into syndications as they acquire their own properties.

Hello fellow BP Pros,Does anyone utilize the Bigger Pockets rental calculators or any other bigger pockets calculators, to calculate commercial deals?

Hello fellow BP Pros,Does anyone utilize the Bigger Pockets rental calculators or any other bigger pockets calculators, to calculate commercial deals?

I'll definitely make sure to utilize all of the available resources here to broaden my knowledge!