You can not assign an obligation to lend or finance, that is unique to that proposed borrower.

What you are talking about is referred to as a sale-leaseback in the commercial world, where the current owner also occupies the unit and wants to sell the property to take cash off the table but still stay on as a tenant. 

To be blunt, this a very ambitious first step.Forget for a moment about how you'd contact the owner - think about what you'd bring to the table if you got that meeting with them.  

NA Onyido The holding period from a tax standpoint will be unique to each property and to each owner.

The table on pages 255-256 and the examples that follow should help.

Every market is unique and I can’t say if commercial real estate or apartments is a better investment in your area.

Search for table B25004, then you can filter by state and geography.  

We network and have a presenter or round table discussion for area investors.

When you have a good margin(65% - 70%), then equity partner becomes expensive if they bring nothing else on the table.

Recap with bank financing & seller second:Bank financing at 75% LTV, loan amount 525kSeller 2nd mortgage of 15% PP, loan amount 105kBuyer comes to the table with 10% or 70k plus closing costs etc.