In fact, I go with the highest deductible as possible and plan to only make a claim if something catastrophic happens.Duplexes (in my experience) rarely get broken into once occupied.

Good advice that lines up with my experience so far.  

with my commercial banks fico was not the driving factor it was experience collateral protection IE equity and Character with gov mit backed loans they could give a rip about character  its all about fico and DTI. 

Ask how many units they manage and how much experience they have.

After having your own experience, you'll know what to look out for in a Management company, and I can say this from experiencing first hand.I would connect with other investors that are from Arizona, you can sign a joint venture agreement with them, giving them either a percentage of your rental income or equity, and they will be your boots on the ground. 

So here’s my first purchase experience so far. 

Does anyone have any experience with this? 

I am open to different perspectives too, if someone has had a positive experience with smokers, I am all ears!

When I do it, I know it is done.Since this is your first deal, I would highly recommend finding someone in your town who has experience, has a team, and can mentor you through the process.

I haven’t done a deal yet so I was thinking that if I did a fix and flip first it would get my feet wet and I would get some experience and then I can move onto a BRRRR or becoming a landlord.