Here is my dilemma:I have a property in escrow right now and am wondering whether to wholesale for a lump sum, or purchase for cash, rehab and sell on a lease option.Here are the numbers:ARV 90kPurchase Price 37KRehab 20kAssuming my money partner refis for 65% LTV; and sale in 3rd yr, after all is said and done here are the numbers and cash flows rounded:Period 0 – (-$57,700) Period 1 – $72,000 (Because of Refi & Cashflows)Period 2 - $6400 Period 3 - $31,000Total – $51,500NPV Based on 25% Discount Rate - $19,700Basically, because this is a no money down deal for me I will be receiving only 25% of all benefits.

Year 3 is going to be $16,000 x 5%....etc.At this point, I have more stable cash flow, so I think I would either ask for variable payments with the minimum being 'interest only', or try to extend the payment period, but you may find that difficult given the specter of higher interest rates in the future.In another instance, I am working with an investor to complete a flip.

Agreed, the financing does not make the property worth more, but I don't believe that is what she is saying. if her hard money loan costs are say $20k over a 5 or 6 month period, and by receiving owner financing, she can avoid those costs (or a portion of them), then she could "afford" to pay more for the purchase price in exchange for better terms which ultimately save money.I like how you are looking to get more creative and provide multiple options for you to purchase and he to sell.

I am looking for that liquidity for the period in between.I do understand, that the lenders would look for assessment and valuation.

This is an excerpt directly from myfico.com, "most credit scores are not affected by multiple inquiries from auto or mortgage lenders within a short period of time.

There is no inspection period or subject to offers in HUD homes as far as I know.

For single-purchase raises for a specific asset it seem that best from the perspective of the promoter would be defined as:Least transaction costs and friction for presenting deal to investorsBroadest possible audienceLowest cost of capitalAdequate protection from lawsuits or legal risk both at the time of subscription and on a go-forward basisHighest likelihood of finding or maintaining relationships with investors for the longest period of time possible The motivation for a blind pool would be largely the same, but one would place more emphasis on the ability to forge long-lasting relationships with investors so they'll continue to invest in future placements or deals in general.

There may be a review period in which you can back out, here it is 3 days after receiving the condo doc.s, and you still have the financing contingency I would imagine.

Wear and tear or possible damage was considered and if significant work had been done it was flipped.Holding period: Consideration was given to depreciation and the after tax position usually begins to fall at some point, about 7 to 8 years and in consideration of major repairs expected.

I know I have a lot to learn and hope to share those experiences with the rest of the biggerpockets community.Talk to you all later