You would have equity build up from principal loan balance reduction.

If the ONLY reason you write a $10k extra principal reduction check to your lender is to pull that exact same $10k back out in a cash-out refinance, you're probably going to be losing money after closing costs.

There was recently a price reduction of about $86,000.

Even if it is a small percentage of potential buyers (which I want to believe is the case) that will not want to live next to a neighbor with LGBTQ flag, any potential reduction of buyer pool is undesired.My point is that it has some relevancy. 

I started having my husband carry around a few pills with him everyday.

There is no magic pill or book, business strategies are part of being in business. 

Landlords would be barred from evicting tenants able to prove a connection between their unpaid or late rent and their coronavirus struggles.Her legislation would apply to tenants with unpaid or late rent due to a coronavirus-related illness; reduction in income; loss of employment; reduction in work hours; business or office closure; need to miss work to care without compensation for an immediate family member or child; or similar circumstance.

Off market, for me, usually can provide positive cash flow year one, and all the other good stuff year 2,3, etc (other good stuff being appreciation, depreciation, equity growth, principal reduction, tax mitigation etc). 

With all the changes to local regulations (dropped the owner occupancy requirement, as well as other "poison pill" requirements) these units look nearly as good as a true multifamily to me, and often cost significantly less. 

Request Repairs and/or ask for a financial equivilant (new roof or $10K reduction in purchase price, etc).