I am aware of the Freddie Mac Multifamily loans, and the USDA Rural Development loans. Any thoughts on these two, or anything similar that may be better?

I personally would reduce the price below market for a quick sale even if it means making very little and move on to the next deal.

I too have been learning and reducing debt for the past year and am ready to pull the trigger.  

I am looking for a way to earn a income for me and my family but with not having the funds (which is why I am thinking of this) I dont know if I am wasting my time and should look elsewhere for funds such as a 2nd part time job to support my family.sorry for the ignorance but this looks like the best place to ask these questionsRobert Egge

Contract would be contingent on seeing the home.For the second objection, I would just explain that it can't hurt to explore their options, and you would love the opportunity to earn their business by showing them how you market properties differently than the average agent.

With apartments you must have a strategy to bring and keep rents at market and reduce expenses and a manager/company who understands and is capable of executing that strategy effectively. 

As far as motivated sellers you have to get the word out,now i am still struggling in this part but must be persistent, like the old saying persistence reduces resistance.

Biggest downside to office is the footprint has been reduced for companies with work from home / limited commute programs.

I just finished a year long fight with them last month where they went back to collect taxes from ten years ago from a retired couple that had no idea that the trade show they attended one time and sold a few items at meant that they had earned income in the state and required a tax return.  

However, higher priced houses would have reduced my yearly ROI.