#6 - I realized not all the funds in my ex-employer 401k can be rolled over.

Makes me realize that everything is not black and white, but there is that grey area.

When I finally had enough I realized that I could only afford a house that I didn't really want to live in.

For instance - I purchase the house as a vacation home (second home), then we realize we are not using it as much as we though - could we then rent it out part time without the loan holders fussing.

I started removing everything and realized how bad the damage was.

I was buying small balance commercial loans, so if you're looking at single family residential, realize there are likely some differences (especially when it comes to foreclosure, eviction and restructruing processes), but the investment thesis is the same: Buy the NPN at a discount, sell it to another investor for a "smaller" discount.

The 100 down is enticing, but I don't want to hamstring myself by affecting my debt/income ratio and with no realized returns for over a year.

Everyone except perhaps the seller realizes it's overpriced.

I just received a text today from the brother saying that things have changed and she wants to stay now.Looking back I realized I should have issued a Notice to Move out with an end date for her to move out before starting a new lease for the Brother/New tenant.

I realize a lot of you on here a big players.