You need to try to determine which way the gentrification is moving and jump in ahead of the wave.

Two of your seven years of ownership is a period of non-qualfied use, and 2/7 (about 28%) of your profit due to appreciation is a taxable capital gain at the long term capital gain rate applicable to your tax bracket.

What my team does for all of our investors is pull similar sold properties in the last 60 days to determine what the property is worth.

Have them purchase the property from you and retain partial ownership in exchange for cash flow, equity, etc.3. hard money - the numbers may not work, especially when you factor in interest rate, points and LTV, but there are investors in my market who do this.

My challenge is using what I have been taught to determine the offer amount.

After 6 mths seasoning, the receipts won't matter either, as lendable value will be determined solely by a new appraisal.The DFE loan looks only at purchase price, plus closings costs and prepaids (escrow setup) on the refinancing loan.

Your income level will determine how much this will actually help you, if at all.

You will really need to determine a few things here as others have stated.

Someone has to make up this fee or the swimming pool turns into a beautiful flower garden.In all the rentals that I've had, I would have a hard time in advance determining who are the better people and who are not.

What's the highest debt/income ratio and how do they determine that.