New water heater, new stove, new fridge, numerous repairs, and a water leak emergency that I should have fixed on my own but went with a company who charged me $700 to fix something I could have done myself for basically free.Now, I probably have a bit of a crappy house with all the things that have gone wrong with it, but I also had super conservative estimates behind my CAPEX and maintenance.

While I'm sure this will vary from appraiser to appraiser, I've noticed in my markets that appraisers seem to be more willing to use older comps before they'll extend the radius of their search.I've been in your position before (numerous times) and here's the approach we took (sometimes it worked and sometimes it didn't - just depended on that specific appraiser):If you had multiple offers on the property, make sure the appraiser is made aware. 

The benefit of this would also be that you can also include any circumstantial guidelines in case a partner wants to drop out of the deal, or if the market changes.

If there is a discrepancy, such as with fixed operating expenses being much higher in the market than the owner depicts, then the benefit of the doubt is usually given to the market's typical expenses.

In the meantime, I get the benefit of being able to save more and expand my budget, which opens up more options. 

I’m just starting out in RE Multi-Fam, are there benefits in OZ’s to that end?

Find out what the owners want and try to provide them some benefits.

Originally posted by @Tom Gimer:Tom I have been approached numerous times on BP  and other things like Linkden and facebook by faux lenders I go ahead and let them  go through their elevator pitch what they do and those that really don't know what they don't know about the world of lending and finance is they provide things that we know are not germane but the person they are targeting gets impressed by those items..

As long as you intend to live in the property for at least a year, you can use your VA benefits.2.  

Hoping the bank can transfer current loan and mortgage directly to me without any additional stipulations.She would then pay me rent equal to the mortgage and we would work out a payment for insurance and taxes.I would then have all the benefits of a rental house.