I explained that should I need to reach her in the future, being that she is located so far away could make things complicated.

I’ve been planning to attend one that he’s hosting next month prior to this post, and this tread is reassuringI’ve noticed— from your profile —your experience in real estate, and would like to ask you two questions that will help me on my endeavors. 1.

I would use the cash flow for future capital or for paying down the principal. 

We can always cash-out refinance in the future, but will probably only do that for our primary residence (which is on schedule to be paid off in ~10 years).Without looking at your numbers, it sounds like you still need even more cash flow, either (a) through refinancing - such as your current plan to refinance  combined with buying more properties, or (b) you need to adjust your current living standard.

The important thing is to learn what went wrong and use that knowledge to ensure a bright future.

This is an endeavor I support and applaud.

Proximity to jobs is the #1 reason that people live in this area, and will continue to do so for the foreseeable future. 

I will reserve my opinion on your future.

Have fun and good luck with your endeavors! 

We are predicted to have strong future increases in population.