The Federal Government has rebate finder.

The piece I am trying to figure out is how to navigate the discount portion of the note which for me as the payor would be treated as cancellation of debt income (which is taxable).That's why I am investigating the "price reduction after purchase" method as a means to achieve the win-win without me getting hosed on taxes.Any particular reason you personally wouldn't pursue the price reduction path? 

A little about my financial standings and current home buying process:- Safe Stable Federal Job @ Shipyard, Excellent Credit Score, and paid of all debt.

I can't remember the details on taxability but I do know you can avoid the prepayment penalty.I tend to invest in real estate outside my retirement where I can get depreciation and expenses as write offs. 

For me it's the first workday of the month that is not a federal holiday.

From what I have seen the state and federal govt is doing everything in their power to minimize this number.

https://www.newcastle.loans/mortgage-guide/mortgagequestions-can-i-get-a-mortgage-if-i-owe-federal-tax-debt

I'll give you a real-life example: a few years ago, I had discussions with my CPA as to whether I qualify as a "real estate professional" for federal tax purposes.

This means you must have been diagnosed with coronavirus, have cared for someone who was diagnosed with coronavirus, or have been financially impacted as a result of the virus or any shutdowns.If you don't qualify, the distribution will be taxable and subject to the 10% early-withdrawal penalty.Second, you cannot accelerate the depreciation of real property.

If you have a single member LLC, the Federal IRS treats it as a "disregarded entity" --- basically, it doesn't see the LLC as another legal entity so the LLC's filing is with your own personal return.