Hi All,New to the forum and wanted to offer my services.

Zillow likely uses survey results to improve the renter experience and listing quality.

@Ryan Konen i looked into ally , they only work directly with dealerships and not for refinances , I'll look in to the other 2

@Rene Brodowsky appraisers, like most workers, will take the path of least resistance if allowed.Appears they are using an AI system to valuate your home.As suggested already, you may want to request an actual appraisal, which you will have to pay for, and send your own comparables to Huntington Bank to try to guide the appraiser.Otherwise, you may need to try a different lender.

I’ve looked through the forums and but several of the listed banks previously suggested no longer offer them.

And I'm speaking as a Contractor....

If you have the money and a financial foundation to do that then that seems ideal.

Note: I live overseas and do not have car insurance in the U.S.

Welcome to BiggerPockets Al and good luck investing!

It's basically set up for MTR and much less hassle, but less vetting, and way lower cost.