Require a state-specific lease agreement.

@Johnson Best You can check out the Traveler Search page to find specific stats: https://www.furnishedfinder.com/housing/New-York/New-YorkAlso, I recommend checking Airbnb/VRBO for 30+ day stays in your area

I meet all the criteria for material participation and average stay under 7 days so I would be looking at a nice tax deduction against my W2 income.

Consider how each option aligns with your goals for passive income and wealth building.Lifestyle: Consider your lifestyle preferences and how each option aligns with your current and future plans.Risk Tolerance: Evaluate your comfort level with the potential risks associated with each option, such as market fluctuations, property management challenges, or regulatory changes affecting Airbnb.Financial Adviser: Consult with a financial adviser or real estate professional who can provide personalized advice based on your specific financial situation and goals.Ultimately, the best option for you will depend on your unique circumstances and priorities.

What are you needing help with specifically in regards to lenders?  

Sorry I can't recall the specific person or where it was posted but if you search I'm sure you can connect with them, or who knows maybe they will see this! 

If you have specific questions about property management, I'll be happy to help!

Heloc or home equity interest cannot be deducted against rent income...

At scale you could maybe shave a couple thousand off, but end of day this is still site-specific construction prep.In terms of a business plan, $25k horizontal + $25k vertical and sell to the homeowner for $100k installed is still a solid value proposition for both parties. 

Plus you could deduct this as a business expense.