Insurance: in Indy paying $68 a month for $130,000 purchase price (2 bed, 1 bath, detached garage, no basement) that I closed on March 2023.

Plus remember, there may be plenty of motivated sellers who are not in foreclosure (death, illness, probate, money problems, just to name a few!)...

Short sales usually require a hardship letter to the lender explaining your hardship (job loss, death in the family, forced relocation, divorce, medical bills), your lack of assets and your lack of income.

The cops call these "death bags" from the potential harm from opening them.

what I get and others get maybe different ...  1 and 8 is CA..  2 and 9 is good.. but it sure beats  the 4 and 14 days.. or in my day 5 and 15. remember too depends on the size of the loan.. small balance loans rates are far higher than bigger balance loans. you cant stay in business at 2 and 9 on a 100k loan.. you will starve to death

Decent neighborhood.Unit A: 2 bed 1 bath (partial finished basement with second bedroom), well cared for, no immediate updates needed.

It is a 3 bed 2 bath, but part of the basement we could convert this small family room into a 4th bedroom.

The upstairs living area and basement are segregated, with a 3 bed, 1.5 bath in each unit.  

Thinking about building a duplex or fourplex in the south side of Indianapolis. 2 beds and 1 bath for each unit.

It is a 4 bed/2 bath with a basement that has a separate entrance.