Can you just ask him what he would prefer you to do?

The only way around that is to get a bit more creative like get an 80% tard. loan, and the 10-20% balance from a line of credit or preferably a HELOC which has the lowest rates/fees and the easiest to obtain.

I prefer SFR/SFH just because these tend to attract a better sort of client.

I hope you got this number from a contractor (preferably one that is capable and ready to do the work) as, once again, it will add to your credibility.

I do investor flips as one of the potential exit strategies of holding property - though I much prefer to simply landlord.

Most if not all have done primarily work on custom home's where people demand quality work.

It all depends on what kind of job, life, and skills you prefer.

preferably cheap ones?

What kind of account is preferable for starting out in the re business?

You may need to find that phone number on their website because getting through the customer service number is a pain in the rear.