The report of the apt, as neat and clean and moderate smell of smoke does not rise to the level of damages IMHO, and even considered legal notification.

Credit/debt isn't really a huge issue, it's more our comfort level.

Besides that though, I believe there is a finish level that can separate your units apart.  

All of the factors you decide on determine what you will be drawn towards.Person to person, we all have different levels of risk aversion, time, etc. and that is going to determine a lot of things for you.

It shouldn’t be meant to be a profit center, but security is necessary especially in co-op’s.

You are totally right though, even though I feel that I am cautious I just can't have the same level of caution and fear that others who lived through 08 have.

Most municipalities enroll their employees in a traditional, defined-benefits program as opposed to a defined-contribution plan like a 401(k).

You can also earn a fee for referring those deals to institutional level investors.

Pay down all debt two months before applying and get a co-signor that has income.And/or do commercial financing so you can use the target property's income.

If you report as a Schedule C, it won't hurt you, if you are a corp it will hurt you because it gets deducted before you get to your bottom line which goes to you via a K-1.To quickly address the 401k component, if you're reporting as a corp, the employer portion of the contribution will hurt you and the employee portion will not hurt you since it is on your paycheck stub.Not sure exactly how it would work if you have a 401k AND you report on a Schedule C.Of course, I would talk to your CPA about this further.