Johnson II, true that you're basically paying all of the interest at the end, not each month, which is a plus from a cash-flow perspective.All and all, I'm not convinced this is a good way to finance REI.

Basically...Home value - $110,000Purchase price - $95,000Conventional loan (at 20%) = $19k downConventional loan (at 25%) = $23,750 downAll cash and refi 75% of FMV = Purchase $95k cash.

Now theoretically, the new refinanced loan should have better terms than the original loan.So the basic walkthrough;If I buy a home and it's valued at $100k with a down payment of 25%, I will need a loan for $75k.

Once we hit our minimum passive income goals (basically W2 salary replacement) through monthly cash flow/real estate then we will re-evaluate and reallocate our savings strategy.

While this sounds like it will be harder while also starting our family, we have basically been looking into two different options with neither of us having ever purchased a house before.

Basically according to the law I am entitled to the rights of the VA landlord tenant act unless he expressively opts out and it does not seem to.me he that he did based off the information I provided however I would like your feedback

@Jacob Gamble The initial payment for the course and the exam

Jason basically there are about 3 different types of syndicate deals.Stabilized properties with no upside but regular rental increases.Properties with some income but some upside to fill up.Properties that have a larger value add component with typically more equity growth but not much cash flow the first few years as a pref to investors.There are some investors that want the money TODAY so more of the stabilized properties.

@Jay Khoury That (replace my income) is basically my goal.

Recently we've had tons of rain and basically the whole county is under water, roads closed, etc.