It would be better to have a consultation with a mortgage professional who has access to these programs than for some to try explaining all of the guidelines and terms

Welcome to BP, it always good to have more people from Las Vegas.Check out the Las Vegas group and join if you haven't done so.http://www.biggerpockets.com/groups/10Be sure to check out the info for the real estate investment club meeting, which is Wed. night.

Looking forward to getting some good advice and networking with some industry professionals.

Greetings John,There are alot of BP professionals to network and share information or websites.What states do you conduct your business in and how good are the deals?

If you can't write, scrimp and save and hire a professional to write a good letter for you.

A few things you'll like to know: What was the source of the water damage, is it dry,was it repaired, and was the damage properly addressed according to industry standards (S520 standard andreference guide for professional water damage restoration).

You get to be involved during some of the most important times in your clients lives.It's also competitive as hell and it can take years to distinguish yourself as a professional rather than a fly-by-night agent.

Best with smaller complexes that aren't managed by a professional management company and tired/out of state/retiring owners I have found.

I'm not sure how wedded you are to this idea but I will tell you there is a bank here in Georgia that has negotiated write downs of the principal and allowed the borrowers to stay in the home.

Speaking of accountability, what about the personal and professional accountability of the lenders?