@Tim VandenToorn , thanks!

@Tim Lovell  You can do well in both towns - if you can find the right property.  

Originally posted by @Tim Gordon:I'd blame myself for letting the tenant destroy the place on my watch, accept they won't pay.

Originally posted by Tim Silvers:JCC, all due respect, regarding the HML, I don't know any conventional HMLs that will a) provide financing without taking a lien against the property and b) loan in excess of 65% LTV.a.

People like Jon H, J Scott, Rich Weiss, Tim, MikeOH, Vikram, Brian H, FinanceE, and others have served as virtual mentors, answering questions and helping me as I do more deals. 4.

@Auria Moore, @Tim Burke is onto something.  

Just wanted to share a neat trick I picked up from a realtor in Albert Lea, that I modified with the help of @Tim Swierczek, who found a site with a totally free form I can use to pre-screen tenants.So, the realtor associate in Albert Lea told me she pre-screens before anyone sees the place. 

@Tim W.I agree with you.

Tim

@Tim Delaney thank you.