Misconception, that all Fannie Mae originators/lenders have the same underwriting, they don't, they have the same initial guidelines to meet, they may also make additional requirements or have stricter underwriting for a product, that's because they are on the hook for the origination and they may not want the risk of a particular product.Wholesale mortgage bankers can also make additional requirements for originators, that is the bunch that the bank or broker sells the mortgage to on a one at a time basis, the loans may be adjusted to local or regional markets, a loan may have different terms or requirements in Cali as opposed to Mo.  

If that were leveraged with a conventional or portfolio product, at today's terms, you could probably get it to 8-9% CoC.I can't speak for others, but 6% unleveraged and 8-9% leveraged is probably as low as I would consider for a completely passive investment. 

Overall, I like how the end product looks.The only area I would reconsider is the kitchen. 

If you know your product and have a great personality with follow up you can possibly make a few hundred K a year doing it or more. 

Especially around here it is still a buyers market and you have to have the best product at the best price.  

When you're done mixing with water, all you do is pour it at the lowest point which will be filled until it is leveled with the rest of the floor.Fantastic product.

Markets change, investment products change, avenues of investment change, but you know what stays the same?  

It is amazing how we truly are a product of our environment. 

I have a friend in production and is giving me a good deal on shooting a "commercial" to load onto my site.

Lots of great animal related products to use just for putting their link on your site.