I am patient that living off the cash flow would come a few years down the road, as the loan is paid and rents gradually go up and or rates go down.

Feel free to use me as a resource for any loan-related questions that might come up. 

If you have multiple properties your rates may be increased or you may be dropped because of the claim or you may not be able to get a new policy from that carrier for many years.I can't stress enough how much of a mess the insurance market is... think about it this way.Imagine 95% of the primary home mortgages in the US were unprofitable for the banks that issued the loans - how easy would it be to get a new loan?

Patience, seller had contact issues and banker switched to two separate loans at the last moment.

Assuming you are taking a 401k loan and not a withdrawal, you can pay that loan down quicker.

Idenitfy properties with enough deferred maintenance for a discount and not enough for Full scale renovation.With 10+ unit properties, you can utilize more DSCR loans and drive the value through the income approach to valuation. 

And my wife just closed a transaction here in Oregon last week 2 homes and she made 4 sides .. these were 400 to 500k each though so pretty big pay days on those compared to rental houses in Cleveland.

This seems like it may be the least intensive, and one of the more affordable options as you qualify for more optimal loans if the house serves as your primary residence 

Title company would do the private money loan paperwork. 

My loan has bounced around a bit but is now with Western Alliance Bank at a rate I don't want to lose.