So you're trying owner finance 25% and 75% conventional commercial loan, have you checked if a lender would lend to you if you had 0% skin in the property?

I'm good with skin in the game but 25000 takes a lot of money out of other opportunities.The purchase price would be $122,000.

They have more skin in the game then you do.Make sure you get clear title.

@Matt KouryMy purchase was done with all hml financing70k purchasemy skin in the game 15karv-265kdepending on the lender you will have to have something to get into the propertysome hml will give you a break on points- the fee associated with generating the loanrates are the % on the loan-8%-10% ect..loan generation is calculated by the term of the loan- 250k @ 2 points2% for the underwritingthis is interest upfront Here is a scenario: Let's say you get an interest rate of 6% on a $100,000 loan.

You’ll have to fund closing/points out of pocket to have some skin in the game.Other option would be to find a partner that can fund everything with cash.

Will your partners have skin in the game or just provide services?

I feel that guests take better care of our place with some skin in the game.

Most private lenders want you to have some skin in the game.

I'll say this since there are a variety of ways to skin a cat (btw, who the F skins cats?)...

Since you have no expertise, what are the area comps based upon the scenario your presented, who will provide property management, what condition is the asset in, what value can you add to increase profitability, how much "skin" in the game will you contribute?