However I have been in bidding wars mostly for bank foreclosures and the cleaner the offer is with less contingencies the more likely it is to be accepted.

I could go for something shorter, 5 years (4.09%), or longer, up to 15, 20 or even 30 years although interest rates start to get up there (4.49% @ 10 year, 4.94% @ 15 years, 5.49% @ 20 years, 5.99% @ 30 years at US Bank) and the monthly payment difference start to taper off for terms longer than 15 years.What's your take o thnis plan overall?

I just found one very near to my home that im interested in but can I buy it in pre foreclosure status as an investment property using banks money??

File a deed in that county and then go to a bank to refinance the existing mortgage.

I'm an investor looking for a local bank to establish a relationship with in San Antonio.

I have an LLC, and my bank is offering a line of credit to my LLC. 

But yes, I think in today's lending environment a lot of banks/lenders will look at rental income as part of your DTI.

@John MoranReal estate can't be directly deposited into a self-directed IRA unless it is transferred from another IRA or 401k plan, for example. 

I've got a potential hard money lender whos willing to help me with the rehab cost but before we can make that happen he needs as an assurance from me to provide in writing a bank who's willing to refinance the property after it's been rehabbed.

I would like to get into real estate investing, but I have had never more than $2.000 in my bank account in my life.