Hello All,
I am looking to buy a rental property with my parent (full cash no loan) and we are trying to figure out how we should set up the agreement in order to get the least amount of taxes paid and most amount of...

Generally there are three categories of multifamily investment properties – which will greatly determine your loan options.These three categories are based on the number of units at the property.2-4 Units: While these are “multifamily” properties in the sense that there are “multiple units” – you will generally have very similar options for financing to traditional residential loans on single family rentals – think the traditional 30-year fixed rate conventional option or DSCR Loans – and the coveted 20% down payment option too.

I’m interested to invest in the area, my husband and I are exploring all different options! 

@Leonida Miraglia   Then what @Kevin Sobilo gave you  for options is it. 

Probably about five or more life insurance brokers that specialize in cash value policies are active on BP reach out to them to get some other options and feedback.  

So what are our options?

Also, you didn't mention it but I am also specifically not asking about seller finance, it is an option but not the topic of this thread.

Using a rental is one of the best reasons to buy one so I like your thinking there.The proliferation of STR in ski areas have made areas a little farther out more of an option in some of the ski areas so you can track the options by looking where they short-terms stop on the map in the areas you like.

Last option, a hard money lender can help.

I do agree that Mixed-Use took a beating these past few years and would like to see more competitive options.