One thing that can be frustrating is when you're shopping around (totally understandable...you need to shop around!)

One thing that can be frustrating is when you're shopping around (totally understandable...you need to shop around!)

A single deal is simpler for an investor to evaluate and a smart choice when investing with a new syndicator. 

That will never change. when real estate crashes the smart ones get richer. 

One thing that can be frustrating is when you're shopping around (totally understandable...you need to shop around!)

Try and have them bid " apples for apples".1- Windows   , Vinyl, Low E.2- Six panel doors and no jambs but new trim.3- two tone paint, these two colors.4- New bathroom vanity, toilet, and remove old tile with new tile. 12' X 24".Etc , etc.Brent is smart and great article, I am just adding my point of view from a seasoned  Re- hab contractor!               

Hi Berry and welcome to the ride.....don't worry about being 36, you have plenty of time :-)Just take it slow and smart, don't feel the need to rush....it will get you in trouble and now is the worst time to buy anyway (IMHO).

As rental price increases are a much more secure stat right now.I've talked with a local house hacking aficionado here, very smart (thanks @Brad Hammond!)

Honestly I was worried about this but now being a lender I realize we compete for your business so you just have to shop around to find someone who can make it work for you, just worry about estimating 25% of gross rent goes to expenses outside of PITI and you will be similar to what traditional lenders calculate.

But you would be converting passive income to self employed income which as a general rule isn't smart/optimal, but there are scenarios which may make sense.