The other trick is to have the duplex has a lease so the mortgage underwriting can use the income when calculating the DTI.There're other strategies but this is the best risk/reward return, basically, just keep leveraging.

So even though your loan payments reduce your income and the numerator decreases, the denominator decreasing by a factor of five boots your COC calculation.

You’ve just got to recognize that the risk/reward ratio has to work for you (risk=potential for feeding property for awhile, reward=able to get in to a property with little to no money out of pocket). 

Have not heard of it, probably a reasonImo it''s more important to have a good lender who is responsive, knowledgeable, and has competitive rates, than trying to find a lender for the reason they would let you earn $100 bucks off 2% rewards on $5k closing costsMost owner occ 30 year rates are in the low 3's, so there is a chance for some significant savings.

This is my first time investing in a multifamily unit and recognize the possible risks and rewards but would like to get people's feedback.

It's very rewarding in so many ways but especially relationally and financially.

I did 95% of everything, so it can be overwhelming and stressful, but figuring out how to overcome obstacles and reaching new milestones was even more rewarding.

Treat it like a business, the more time you put in the more reward you get out.

I have been conservative on rent estimates, but I want the new buyer to feel like, if they're taking a risk, they're going to get rewarded for it.

Simply put, for each non-paying tenant, the LL sends in a form signed by the tenant and has to settle for an 80% payout of the amount owed.In general (yes, am writing an article for my monthly eMailer, so criticism welcomed):1) Interfering with commercial and contract law – The moratoria go directly to the ability of two people to enter a contract (ie lease) and either being able to enforce the same contract.2) Rewarding bad behaviors and discouraging good – If this bill passes, most tenants that are diligent and follow the terms of their lease with payments are now wondering why they did it since those that are scofflaws gets a bailout.3) Arbitrarily cutting 20% of landlord debt – I don’t see prop taxes or city utilities being dropped 20% to reflect landlord shortfall4) Onus on innocent parties – We expect landlords to follow the laws which they do (try running into a tenant atty in court), however, now landlords need to plead on behalf of deadbeat tenants who can basically do nothing.