Really, for a traditional facility with 66 units you could pretty easily manage that in excel if you stay on top of it and assuming you want to put some extra sweat equity into your first deal.Even if you find there are some additional expenses such as utilities this still sounds like a pretty solid deal.

Or they change sectors to something more recession resistant like student housing, self storage, or distribution facilities. 

Direct Sunlight, .03-.05 ppm ozone, dry heat over 100 degree, medical grade hydrogen peroxide, etc.  

We have done a lot lately to turn our situation around.Most of our debt is in student loans, credit cards, and medical bills. 

We have two employees so we have a group plan and that does save us money.We provide full health to our employees ( not dental) just medical and this is how you as a small business owner retain talent.. for employees health insurance is VERY important aspect.when i was younger with a growing family and since I have never had an employer I always had to have my own..

What is a good rule of thumb everyone is using to calculate expenses on smaller multi family facility’s when doing a quick back of the napkin evaluation on a property (5-20 units)?

Key Bank also has a medical professional laon which allows dentists, doctors, and physicians, etc... to purchase with no money down. 

My city has taken off in these past 5 years due to Virginia Tech and the local medical health provider Carilon, building a medical school here plus Carilon has also teamed up with another school called Radford University which is also down the road from Virginia Tech for another medical facility for their nursing program along with the local community college here.

Two of those markets are medical and sports related which happen to be right next to each other (Reliant Area and Medical Center).

I am a professional dog trainer producing decent cashflow currently closing on my first single family primary residence as well as developing an 8 acre property in Ventura county which will include both a residence & dog training facility/kennel.