You need a much bigger spread than that.

CNBC and much of the popular financial media have been pushing long-term investing (by setting aside X amount of dollars and giving it to the financial companies to manage for you in whatever mechanism exists) for a long time.

Along with the people who control OPEC, transportation, other countries governments etc...They meet in secret every year, the media is not allowed on the property that they meet at.

You determine what the market value is, cut that in half, and list it on local print media and free websites.

You could then assign it it at 65k and take the spread.

However, it is hard to determine the proper price without having a true sense of what homes are worth, your range of $117k-145k is way to big a spread.

The last note buyer I worked with paid 90% of the note value (10% discount).I would venture to guess the property must meet certain criteria, but all in all 50% discount seems very, very steep.Either way, yes you could owner finance and then sell the note, but you will be having to sell at some type of discount and would have to have that in your spread at purchase.

Please do help to spread the word and invite your colleagues to join us.

So there will not really be any room for you to negotiate and discount the property in order to create a spread for yourself.

I found I spread myself too thin.